15 Nov 2017

Why Do You Spend More Money In Winter?


Winter has well and truly set in. The days are shorter, it’s too cold to get out of bed in the morning and we might even see some snow soon. If you’re like me, this is the worst part of the year for you. If that wasn’t bad enough, winter is also the time of year when you spend the most money. People often think that you spend more in summer because you’re out doing things more often, which is true, but all of the extra expenses in winter far outweigh that.


It’s also worth noting that you’ve got way more options for free things to do during the summer. The weather’s good enough for bbqs or trips out that don’t cost that much. But in winter you can’t really do anything that involves being outside too long. That means that when you do go out, you’re more likely to be spending money to get into places.

Most of us don’t realize that we’re spending more money during the colder months but it can add up to quite a bit. If you want to avoid the overspend this winter, these are the things you need to watch out for.

Takeaways

While you might eat out more often in the summer, you’re more likely to spend loads more of money on food during winter. When it’s freezing cold and raining outside and you’ve got nothing in the fridge, you’ve got two options; you could get your coat on and go to the shop, but that means getting soaked then coming back and cooking. Your other option, of course, is to order some takeaway and let somebody else do the hard work. You’ll find that this is a regular occurrence during the winter, so try to keep on top of it when you’re shopping so you don’t end up wasting money every night. You’re also going to eat more generally in winter so make sure you’re getting cheap food.

Burst Pipes

In the winter your pipes are likely to freeze up and they can burst quite easily. When that happens you’ll have to call out somebody like this local plumber to fix it for you, and it’s not going to be cheap. You can avoid it by keeping the heating on fairly regularly. It seems counterproductive when you’re trying to save money but the cost of getting pipe repaired will be way more than having the heating on a bit. Having to do repairs like that is going to increase your home costs by a big amount.


Christmas

If you live in a country where it’s hot over the Christmas period, you’re actually at a financial advantage. Over here you’ve got to deal with the extra home costs you’ll face during winter, as well as paying for Christmas as well. When the average family are spending around £800 on Christmas, it’s a big expense, especially when money’s already tight. When you factor in all of the costs for New Years on top, you’re probably spending an extra £1500 that you wouldn’t be spending in summer.

Don’t make winter even worse than it has to be by spending all of your money before summer rolls around.


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14 Nov 2017

Who Says Affordable Fashion Couldn’t Be Fun?!


Looking our best is a goal that all women share, and there’s nothing wrong with pumping time and energy into perfecting your style. On the other hand, fashion cannot be a priority when it comes to spending money. As a financially responsible woman, the bulk of your cash resources will be better spent elsewhere. Therefore, affordability is a top concern.

Taking a responsible approach shouldn’t stop you from achieving great results, though. You can still express your personality in a fun manner without breaking the bank. Here’s how..

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Go Retro

The retro vibe is a hot topic in many aspects of modern life. Fashion is one area where it can be hugely beneficial for your pocket as well as your happiness.

Opting for a retro look isn’t simply about whacking out an old band t-shirt or changing your skirt length. Cheap yet fashionable eyewear can work wonders for the overall look. Meanwhile, you can easily build an old-school style around the passions you’ve had since childhood.

For 20-somethings, the 90s and early 2000s are probably the leading contenders. However, women of all ages can look back to a variety of decades and eras for inspiration.

Create Your Own Fashion

In many cases, we throw clothes away through boredom rather than a lack of function. Repurposing old items doesn’t only breathe new life into your wardrobe, but it also ensures that your style remains unique to you.

It does require a minor initial outlay. Nonetheless, the savings made will quickly compensate for those costs. Read sewing machine ratings and reviews to locate the perfect product for your needs. Get this decision right, and you’ll be set for years of fun and affordable fashion.

If you get really good, you may find that other people will pay you to create clothes for them too.


Play With Hairstyles

Your fashion style isn’t influenced solely by your clothing choices. Natural appearances are an equally important factor, not least because they form the foundations for each outfit you wear. So, why not have a little fun with your hair?

Some hairstylists will charge a fortune for a new cut. However, as long as you learn to keep your head healthy, there’s plenty that you can do too. These quick and easy hairstyle guides should equip you with the knowledge needed to achieve stunning outcomes.

The right hairstyle doesn't only set the tone for your outfit. It also shapes your face for the perfect look.

Hit The Offline Sales

Nowadays, a lot of women tend to search the internet for great deals. Unfortunately, many of the outfits bought online fail to look as good as you’d hope. Consequently, items either need to be returned at a cost, or they sit at the bottom of the wardrobe.

Hitting the local shopping centre enables you to try clothes on, ensuring you find the right sizes and designs time and time again. This reduces the waste while some of the independent stores may even offer you a chance to negotiateon prices. This is sure to leave you smiling.

The pure fun of shopping, trying on items, and finding a bargain has been lost on many women too. Rediscover it, and you’ll never look back.


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13 Nov 2017

Three Reasons to Consider Moving Home


Being comfortable is of huge importance in life. But sometimes being a little too comfortable can mean that we fall into a rut; we do the same things day in day out, see the same sights, experience the same old routine over and over again. Sometimes it would be positive to implement a little more change. Why? Well, change encourages us to improve ourselves, open our eyes to alternative perspectives, and experience new things. These are all essential parts of self-improvement and living life to its fullest. A good place to implement change in our lives? Our homes. Here are three reasons to consider making a move!

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Be Closer to Amenities

You may find that the place you currently call home doesn’t have all too much to offer you. If this is the case, you’ll probably notice that you spend long periods of time travelling to alternative places to find what you want: whether that’s cafes, bars, cinemas, the sea, countryside… anything. So why spend so much time and money travelling from your current home to the place you love, when you could just live there? If you search the property market thoroughly enough, you’re bound to come across something that suits you down to a tee and falls within your price bracket. Put in an offer, pack your things and employ the help of affordable removalists to get your belongings from A to B. You’ll feel much more at home in your new place.

See More of Your Loved Ones

If you find that you live far from your loved ones and are missing them, then why not do yourself a favour and decrease the distance? Perhaps you’ll have to commute further to work, but you can always attempt to relocate your job, or simply accept that the longer commute may allow you to spend morequality time with your family, partner, or friends. You’re likely to be a lot happier when you’re in close proximity to those who bring joy to your life.

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Experience a New Culture

If you’re feeling particularly brave, you might consider moving overseas. This will see your life take on large changes. You will be immersing yourself in a new culture which you are likely to be completely unfamiliar with. This can be relatively daunting in itself. But with bravery comes great rewards. Experiencing a new culture could expose you to all sorts of things that you may not have previously even considered. You might find a new favourite food, pick up a lifelong hobby, or meet people you wouldn’t have known under any other circumstances. What’s more? You’ll grow as a person. You will have to pick up all sorts of new skills, such as new languages which will strengthen your overall interpersonal capabilities. You will also become much more confident in yourself, learning to approach strangers, asking for help or forging friendships from foundations with few similarities. All in all, you’ll become a more rounded person with a wider understanding of the greater world.

Any of these three reasons could see you move from one place to another. So be brave and take a chance on them. You could end up all the happier and more content for it!

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